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	<title>Buy To Let Mortgages &#187; Mortgages Modifications</title>
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	<description>Buy to let mortgages blog</description>
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		<title>Home Affordable Mortgage Program: Underwater Mortgage Tip</title>
		<link>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/home-affordable-mortgage-program-underwater-mortgage-tip/</link>
		<comments>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/home-affordable-mortgage-program-underwater-mortgage-tip/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 11:00:49 +0000</pubDate>
		<dc:creator>Clifton Quinn</dc:creator>
				<category><![CDATA[Mortgages Modifications]]></category>
		<category><![CDATA[home affordable loan modification plan]]></category>
		<category><![CDATA[home affordable mortgage program]]></category>
		<category><![CDATA[mortgage modification]]></category>

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		<description><![CDATA[You cannot just allow that the home you have worked so hard to get will now be lost to foreclosure. Although foreclosures are hitting hard these days, victimizing those who did not know who to get help are in their arm's reach, it does not have to happen to you. After all, it is your home that we are talking about.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Affordable Mortgage Program: Modification AND Principal Reduction In 2012</title>
		<link>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/home-affordable-mortgage-program-modification-and-principal-reduction-in-2012/</link>
		<comments>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/home-affordable-mortgage-program-modification-and-principal-reduction-in-2012/#comments</comments>
		<pubDate>Sat, 22 Oct 2011 09:34:21 +0000</pubDate>
		<dc:creator>Jeremy Steinbren</dc:creator>
				<category><![CDATA[Mortgages Modifications]]></category>
		<category><![CDATA[home affordable loan modification plan]]></category>
		<category><![CDATA[home affordable mortgage program]]></category>
		<category><![CDATA[mortgage modification]]></category>

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		<description><![CDATA[Millions of modifications have been granted without principal reduction of the mortgage and millions more turned down that could have worked if the principal were reduced. But now banks are starting to see the light. They have recognized though the pain of owning a lot of real estate doing a modification and some principal reduction, if it's warranted, makes more sense than just foreclosing or doing a short sale. This wasn't always the case. Also millions of homeowners have seen the light too and stopped beating their head against the banker's walls trying for months on end to get a modification and turned it over to a professional, usually an attorney. Why do modifications make more sense moving forward than in the past?]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Affordable Mortgage Program: FHA Offers Alternative For Underwater Homeowners</title>
		<link>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/home-affordable-mortgage-program-fha-offers-alternative-for-underwater-homeowners/</link>
		<comments>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/home-affordable-mortgage-program-fha-offers-alternative-for-underwater-homeowners/#comments</comments>
		<pubDate>Sat, 22 Oct 2011 09:29:37 +0000</pubDate>
		<dc:creator>Davey Golinson</dc:creator>
				<category><![CDATA[Mortgages Modifications]]></category>
		<category><![CDATA[home affordable loan modification plan]]></category>
		<category><![CDATA[home affordable mortgage program]]></category>
		<category><![CDATA[mortgage modification]]></category>

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		<description><![CDATA[Today many homeowners are struggling to repay the monthly installments of their <a href="http://obamamakinghomeaffordablemortgageprogram.com/how-to-be-eligible-for-a-making-home-affordable-plan/how-to-understand-the-home-affordable-mortgage-program/">home affordable mortgage program</a> or loan. It may be due to extremely high interest rates or their source of income has been hampered. Seeing all this, the present government has issued some programs through which people can save their homes, if they qualify. Mortgage modification is one of the best programs under the government's Making Home Affordable program and there are not many hassles for qualifying for this modification program. If you also find that you are no longer able to repay the monthly installments of your home loan, you can apply for the loan modification program.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Affordable Home Mortgage Program: Obama&#8217;s &#8220;Making Home Affordable Plan&#8221; Helps Millions of Homeowners</title>
		<link>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/affordable-home-mortgage-program-obamas-making-home-affordable-plan-helps-millions-of-homeowners/</link>
		<comments>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/affordable-home-mortgage-program-obamas-making-home-affordable-plan-helps-millions-of-homeowners/#comments</comments>
		<pubDate>Mon, 17 Oct 2011 12:57:14 +0000</pubDate>
		<dc:creator>John Roney</dc:creator>
				<category><![CDATA[Mortgages Modifications]]></category>
		<category><![CDATA[affordable home mortgage program]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[mortgage modification]]></category>

		<guid isPermaLink="false">http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/affordable-home-mortgage-program-obamas-making-home-affordable-plan-helps-millions-of-homeowners/</guid>
		<description><![CDATA[Recently Obama announced his "Making Home Affordable" plan which will allow millions of homeowners the chance to refinance or modify their mortgage into a new 4.5% fixed rate loan. The Government has set aside 75 billion to help homeowners who are struggling with their monthly mortgage payments.]]></description>
		<wfw:commentRss>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/affordable-home-mortgage-program-obamas-making-home-affordable-plan-helps-millions-of-homeowners/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Get Mortgage Help: Get Mortgage Refinancing Help With President Obama&#8217;s Stimulus Program</title>
		<link>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/get-mortgage-help-get-mortgage-refinancing-help-with-president-obamas-stimulus-program/</link>
		<comments>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/get-mortgage-help-get-mortgage-refinancing-help-with-president-obamas-stimulus-program/#comments</comments>
		<pubDate>Sun, 16 Oct 2011 11:50:15 +0000</pubDate>
		<dc:creator>John Roney</dc:creator>
				<category><![CDATA[Mortgages Modifications]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[get mortgage help]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[mortage loan modification]]></category>
		<category><![CDATA[mortgage modification]]></category>

		<guid isPermaLink="false">http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/get-mortgage-help-get-mortgage-refinancing-help-with-president-obamas-stimulus-program/</guid>
		<description><![CDATA[Budgeting is an important aspect of home ownership. How do you know exactly how much house you can afford? Here is how to evaluate your income to be sure you qualify.]]></description>
		<wfw:commentRss>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/get-mortgage-help-get-mortgage-refinancing-help-with-president-obamas-stimulus-program/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Modification Mortgage Loans: Mortgage Loans for Bad Credit &#8211; Watch Out for Loan Modification Rip-Offs!</title>
		<link>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/modification-mortgage-loans-mortgage-loans-for-bad-credit-watch-out-for-loan-modification-rip-offs/</link>
		<comments>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/modification-mortgage-loans-mortgage-loans-for-bad-credit-watch-out-for-loan-modification-rip-offs/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 12:33:35 +0000</pubDate>
		<dc:creator>John Roney</dc:creator>
				<category><![CDATA[Mortgages Modifications]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[Modification Mortgage Loans]]></category>
		<category><![CDATA[mortage loan modification]]></category>
		<category><![CDATA[mortgage modification]]></category>

		<guid isPermaLink="false">http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/modification-mortgage-loans-mortgage-loans-for-bad-credit-watch-out-for-loan-modification-rip-offs/</guid>
		<description><![CDATA[The home loan industry has changed stated income loans requirements if you don't know yet. Most lenders now want full documentation loans and borrowers qualifying by using traditional debt to income ratio calculations. This directly affects the high cost housing markets like California, Florida, and the tri-state area of New York, New Jersey, Connecticut as well as parts of Maryland, Virginia, and Massachusetts. The reason is a lot of homeowners in these markets used adjustable rate mortgages and qualified by using stated income, stated assets and some instances no verification of employment.]]></description>
		<wfw:commentRss>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/modification-mortgage-loans-mortgage-loans-for-bad-credit-watch-out-for-loan-modification-rip-offs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Government Mortgage Program: First Time Homebuyers and Government Programs</title>
		<link>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/government-mortgage-program-first-time-homebuyers-and-government-programs/</link>
		<comments>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/government-mortgage-program-first-time-homebuyers-and-government-programs/#comments</comments>
		<pubDate>Wed, 17 Aug 2011 10:30:08 +0000</pubDate>
		<dc:creator>Ken Melblock</dc:creator>
				<category><![CDATA[Mortgages Modifications]]></category>
		<category><![CDATA[Government Mortgage Program]]></category>
		<category><![CDATA[loan modification]]></category>

		<guid isPermaLink="false">http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/government-mortgage-program-first-time-homebuyers-and-government-programs/</guid>
		<description><![CDATA[Senior adults all across the country are enjoying greater financial security and independence provided by the government-insured reverse <a href="http://obamamortgagereliefplanqualifications.com/mortgage-assistance/government-financial-relief/government-mortgage-program/">Government Mortgage Program</a>. This innovative program enables homeowners age 62 and over to convert a portion of their home's equity into tax-free funds with no repayment for as long as they live in their home. Older homeowners no longer need to compromise their standard of living in order to keep up with rising expenses.]]></description>
		<wfw:commentRss>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/government-mortgage-program-first-time-homebuyers-and-government-programs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Modification Help: Mortgage Refinancing and Modification Help</title>
		<link>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/mortgage-modification-help-mortgage-refinancing-and-modification-help/</link>
		<comments>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/mortgage-modification-help-mortgage-refinancing-and-modification-help/#comments</comments>
		<pubDate>Wed, 27 Jul 2011 09:35:37 +0000</pubDate>
		<dc:creator>John Roney</dc:creator>
				<category><![CDATA[Mortgages Modifications]]></category>
		<category><![CDATA[best loan modification]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loan modification companies]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[Mortgage Modification help]]></category>

		<guid isPermaLink="false">http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/mortgage-modification-help-mortgage-refinancing-and-modification-help/</guid>
		<description><![CDATA[Many homeowners think that refinancing or <a href="http://obamamortgagereliefplanqualifications.com/mortgage-assistance/mortgage-modification-help/">mortgage modification help</a> is a confusing, hard, intimidating, process. However, the reality is that getting approved for a mortgage refinance or modification is now that hard to do at all. Also, new Government stimulus programs designed to help struggling homeowners are in place which make it easier than ever to get approved for home loan help.]]></description>
		<wfw:commentRss>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/mortgage-modification-help-mortgage-refinancing-and-modification-help/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Home Affordable Plan: Who Does it Help?</title>
		<link>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/home-affordable-plan-who-does-it-help/</link>
		<comments>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/home-affordable-plan-who-does-it-help/#comments</comments>
		<pubDate>Tue, 26 Jul 2011 09:15:15 +0000</pubDate>
		<dc:creator>John Roney</dc:creator>
				<category><![CDATA[Mortgages Modifications]]></category>
		<category><![CDATA[home affordable plan]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[modification process]]></category>

		<guid isPermaLink="false">http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/home-affordable-plan-who-does-it-help/</guid>
		<description><![CDATA[President Obama has signed the <a href="http://obamamortgagereliefplanqualifications.com/mortgage-legislation/home-affordable-plan/">home affordable plan</a> as part of the 2009 Stimulus Bill. You have probably heard discussion on the news concerning the Stimulus funding, but you might not really understand what is available. Exactly who benefits from this program?]]></description>
		<wfw:commentRss>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/home-affordable-plan-who-does-it-help/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Modification Help: Crucial Tips For Your Success</title>
		<link>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/mortgage-modification-help-crucial-tips-for-your-success/</link>
		<comments>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/mortgage-modification-help-crucial-tips-for-your-success/#comments</comments>
		<pubDate>Mon, 25 Jul 2011 09:22:18 +0000</pubDate>
		<dc:creator>John Roney</dc:creator>
				<category><![CDATA[Mortgages Modifications]]></category>
		<category><![CDATA[best loan modification]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loan modification companies]]></category>
		<category><![CDATA[modification]]></category>
		<category><![CDATA[Mortgage Modification help]]></category>

		<guid isPermaLink="false">http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/mortgage-modification-help-crucial-tips-for-your-success/</guid>
		<description><![CDATA[Are you looking for <a href="http://obamamortgagereliefplanqualifications.com/mortgage-assistance/mortgage-modification-help/">mortgage modification help</a>? I modified my mortgage and it was pretty simple to do. When it was all said and done with, the process took about three months. If you are struggling with your monthly mortgage payment then you must first reach out to your mortgage company and let them know that you want a modification. If you are behind on your payments then you definitely need to keep in constant communication with them and let them know that you are trying to make your payments but just having a hard time doing so. When I asked my lender for a mortgage modification, I was not behind on any payments but I was getting close.]]></description>
		<wfw:commentRss>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/mortgage-modification-help-crucial-tips-for-your-success/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Obama Mortgage Help the homeowner</title>
		<link>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/obama-mortgage-help-the-homeowner/</link>
		<comments>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/obama-mortgage-help-the-homeowner/#comments</comments>
		<pubDate>Sun, 10 Jul 2011 08:21:42 +0000</pubDate>
		<dc:creator>John Roney</dc:creator>
				<category><![CDATA[Mortgages Modifications]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[mortgage bailout]]></category>
		<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[Obamas mortgage plan]]></category>

		<guid isPermaLink="false">http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/obama-mortgage-help-the-homeowner/</guid>
		<description><![CDATA[Nearly 5 million homeowners across the country are at risk of losing their homes to foreclosure due to unaffordable mortgage payments. President Obama's bailout plan is designed to offer a loan modification featuring low interest rates and a second chance for almost 5 million borrowers. The plan is called Home Affordable Modification or HAMP. What are the details of this plan and just who will qualify for help? This roundbreaking mortgage bailout plan is funded by the Housing Stimulus Plan and is aimed at modifying the terms of eligible homeowners so they can afford to stay in their homes. The continued increase in foreclosures across the country is causing a downward pressure on housing values and preventing the economy from recovering quickly. President Obama hopes HAMP will help stop the bleeding, and give hope and help to millions of homeowners.<a href="http://obamamortgagereliefplanqualifications.com/obama-mortgage-plan/"></a>]]></description>
		<wfw:commentRss>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/obama-mortgage-help-the-homeowner/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Getting A Couple Movers Quotes Around Bakersfield California Is The Way To Go</title>
		<link>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/getting-a-couple-movers-quotes-around-bakersfield-california-is-the-way-to-go/</link>
		<comments>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/getting-a-couple-movers-quotes-around-bakersfield-california-is-the-way-to-go/#comments</comments>
		<pubDate>Fri, 11 Mar 2011 13:24:46 +0000</pubDate>
		<dc:creator>Tonya  Smith</dc:creator>
				<category><![CDATA[Mortgages Modifications]]></category>
		<category><![CDATA[Bakersfield]]></category>
		<category><![CDATA[cross country movers]]></category>
		<category><![CDATA[long distance movers]]></category>
		<category><![CDATA[mover]]></category>
		<category><![CDATA[moving companies]]></category>
		<category><![CDATA[moving company]]></category>
		<category><![CDATA[moving services]]></category>

		<guid isPermaLink="false">http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/getting-a-couple-movers-quotes-around-bakersfield-california-is-the-way-to-go/</guid>
		<description><![CDATA[Most Bakersfield citizens like using movers instead of accepting the problem of doing the work on their own time. Renting a moving truck and relocating your own belongings has just become too much of a hassle when you can certainly contact <a href="http://www.themoverspages.com/">moving companies</a> really easy. The shrinking expense of moving services is outweighing the hours it takes to package the whole home and put it in a truck all on your own. With so many moving quote services that can give you several quotes online people today are getting lower quotes every day.]]></description>
		<wfw:commentRss>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/getting-a-couple-movers-quotes-around-bakersfield-california-is-the-way-to-go/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Heroes Are Rich AND Poor</title>
		<link>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/heroes-are-rich-and-poor/</link>
		<comments>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/heroes-are-rich-and-poor/#comments</comments>
		<pubDate>Wed, 14 Jul 2010 11:15:37 +0000</pubDate>
		<dc:creator>Mike Rockwood</dc:creator>
				<category><![CDATA[Mortgages Modifications]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[home loan modification]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage modification]]></category>
		<category><![CDATA[mortgage workouts]]></category>
		<category><![CDATA[personal finance]]></category>
		<category><![CDATA[Real-estate]]></category>

		<guid isPermaLink="false">http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/heroes-are-rich-and-poor/</guid>
		<description><![CDATA[Congratulations to the millions of Americans who had big savings accounts, massive equity in their real estate and great and high paying jobs before the recession. Even more so to the ones who still do!]]></description>
		<wfw:commentRss>http://blog.mortgagesbuytolet.co.uk/mortgages-modifications/heroes-are-rich-and-poor/feed/</wfw:commentRss>
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